WhatsApp-native banking

Your bank account lives in WhatsApp now.

Awallet is a financial assistant for Nigerian SMEs and entrepreneurs that works entirely inside the chat app you already check forty times a day. No new app to download. No new password to forget.

A
Awallet
Send ₦5,000 to Tunde
Account Verified
Tunde Adebayo
GTBank · 0123456789
📋 Confirm Transfer
Amount: ₦5,000
Note: Feeding

Reply YES to confirm.
Yes
Sent! New balance: ₦42,300.00
📄 Tap to view receipt
What it does

Everything your business banking needs, none of the menus.

send

Transfers, instantly

Type who, how much, and Awallet handles bank verification and confirmation before a naira moves.

fund

A real account number

Every user gets a dedicated virtual account. Bank transfer in, wallet credited automatically.

topup

Airtime & data

Buy for yourself or anyone else, on any network, without leaving the conversation.

guard

PIN-secured, always

Every payment is authorised through a secure one-time link. Your PIN never touches the chat.

How it works

Three messages between you and your money.

i.

Say what you need

Message Awallet in plain language — "send 5k to Bisi" or "buy MTN data" — no commands to memorise.

ii.

Confirm the details

Awallet reads back exactly what it understood. You approve once, securely, with your PIN.

iii.

Done, with a receipt

Money moves, and you get a clear confirmation with reference number and new balance.

Security & Trust

Built like a bank, not a chatbot.

verify

Tiered identity verification

Every user is verified against their BVN or NIN before they can move meaningful sums. Higher limits require deeper verification, the same principle regulated banks use.

rails

Licensed banking infrastructure

Awallet doesn't hold or move money on its own rails. Every transfer and wallet funding runs through licensed payment infrastructure providers, the same ones powering thousands of Nigerian businesses.

pin

Nothing moves without your PIN

Your transaction PIN is never typed into the WhatsApp chat itself. Every payment is authorised through a secure, one-time link that expires in minutes.

audit

Every transaction traceable

Every transfer, top-up, and bill payment gets a reference number and a clear record — nothing disappears into a chat thread with no trail.

Questions people actually ask

Straight answers.

Is my money safe with Awallet?

Your funds sit in a dedicated account under Awallet's regulated payment infrastructure partners, not in some informal pool. Every transaction requires PIN authorisation through a secure link, and every user is identity-verified before they can transact.

Do I need to download an app?

No. Awallet runs entirely inside WhatsApp, the app already on your phone. There's nothing new to install and nothing new to learn.

What happens if a transfer fails?

If a transfer doesn't go through, your wallet is never left debited. Awallet checks with the payment provider before confirming anything failed, and refunds automatically where appropriate.

Who is behind Awallet?

Awallet is built and operated by Awal Global Consults Limited, a registered Nigerian company. Full company and contact details are in the footer below.

Built by Awal Global Consults Ltd.
Payments via Licensed infrastructure partners
Account verification via Paystack
Reachable on WhatsApp
Ready when you are

Open WhatsApp. That's the whole onboarding.

Message Awallet on WhatsApp →